Variable Annuities
Overview: Following is an overview of variable annuities (VAs), including other options to consider prior to purchasing one and what to do with a VA you already own. Introduction In many cases, VAs do not provide adequate compensation for the...
Equity Indexed Annuities
Overview: Very often, equity indexed annuities (EIAs) have significantly high surrender charges. For this and other reasons, we feel that it is not prudent for investors to purchase EIAs for their portfolios. Introduction The typical EIA, often referred to as...
Choosing a Trusted Advisor
Overview: Following are 10 principles we have adopted to help us serve as a trusted advisor. Act in the best interest of the client We provide advice and recommendations that are in the client’s best interest. Period. Not because we...
You Can Be Too Conservative
Overview: As investors approach retirement, many consider whether they should lower their allocation to equities. Some have even questioned whether they should exclude equities altogether. However, it is rarely necessary to completely remove equities from a portfolio. The following article...
Advanced Planning
Overview: Following is an exploration of the elements and importance of advanced planning. Wealth management works hand in hand with portfolio management, adding value beyond the importance of a prudent investment philosophy. The experience begins with crafting a holistic plan...
