Hedge Funds’ Scandalous Behavior
Several academic studies have shown hedge funds to be poor investment choices for prudent investors. Now, several scandals have added to the evidence on this being a poor asset choice. The investing world was rocked with the news of another...
The Performance of Funds of Hedge Funds
One of the risks of investing in hedge funds involves tying up large amounts of assets in a single investment vehicle. The advent of funds of hedge funds supposedly provided advisors with a means of diversifying the risks of investing...
Lessons from 2010
Every year, Larry Swedroe takes a look back at the investing lessons the markets provided in the past year. While 2010 was a fine year for the markets, that doesn’t mean we can’t learn a thing or two about investing....
Travel Plans
Overview : A typical vacation planning checklist is bound to include the usual considerations: booking a rental car, making hotel reservations and testing how much can really fit into that carry-on luggage. But not as many travelers consider what they...
Retirement Plans: Crucial Conversations
Overview:Co-authors Alan Spector and Keith Lawrence wrote Your Retirement Quest: 10 Secrets for Creating and Living a Fulfilling Retirement based on a decade of research and interviews with more than 200 retirees. In this article, Alan and Keith discuss the...
Planning Through Generations
Overview: Multigenerational planning involves the transfer of wealth, but it also extends to intangible concepts such as family values and legacy wishes. Conversations about multigenerational planning begin with the first generation.The success of an estate plan can depend on whether...
Retirement Account Basics
Is it a good idea to keep multiple accounts from previous employers? It is not unusual for an individual to acquire several retirement plan accounts over different phases of a career. When it comes to retirement accounts, simplicity is key....
Effective Diversification in a Three-Factor World
Overview: Following is a discussion of professors Eugene F. Fama’s and Kenneth R. French’s three-factor model, which appeared in the landmark 1992 Journal of Finance article, “The Cross-Section of Expected Stock Returns.” Introduction The June 1992 Journal of Finance article...
Saving for College With a 529 Plan
Overview: When saving for a child or grandchild’s college education, many individuals choose 529 college savings plans because of their tax advantages. 529 Plan Basics A 529 plan is similar to a Roth IRA in that you contribute after-tax dollars...
Putting Recent Events in Perspective
Overview: The following provides some perspective on many of the issues that have worried investors throughout 2012. Patient, disciplined investors with well-developed plans are subject to the same noise and concerns that plague other investors. Over the past year, most...
